| TOTAL_DEBT | Total debt owed. | Total Debt | We iterate through all accounts and sum the balance |
| TOTAL_UNSECURED_DEBT | Total unsecured debt owed. | Total Unsecured Debt | We iterate through all accounts and sum the balance if the account type is credit_card, personal_loan, loan, or business_loan |
| TOTAL_COLLECTION | Total collection debt owed. | Total Collection Debt | We iterate through all accounts and sum the balance if the account type is collection |
| LAST_MONTH_PAYMENTS | The amount paid towards all debt last month. | Last Month Payments | We iterate through all accounts and sum the last_payment_amount |
| NEXT_MONTH_MINIMUM_PAYMENTS | Next month's total minimum payment. | Next Month Minimum Payments | We iterate through all accounts and sum the next_payment_minimum_amount |
| DELINQUENT_AMOUNT | The amount delinquent for all debt. | Delinquent Amount | We iterate through all accounts and sum the delinquent_amount |
| CREDIT_SCORE_VANTAGE3 | An applicant's VantageScore 3.0 credit score. | Credit Score | Taken from raw data |