| MONTHLY_INCOME | Average income per month. | Monthly Deposits (income) | We iterate through the transactions and sum up amount for any transaction that is classified as "income" by Plaid |
| MONTHLY_DEBT | Average debt payments per month. | Monthly Payments (debt) | We iterate through the transactions and sum up amount for any transaction that is classified as "payment" (debt) by Plaid |
| DTI | Debt to income ratio. | Debt to Payment Ratio | MONTHLY_DEBT divided by MONTHLY_INCOME |
| MONTHLY_CASH_FLOW | Average cash flow per month. | Monthly Cash Flow | We iterate through the transactions and sum up amount, then divide by 3 |
| AVERAGE_BANK_BALANCE | Average bank balance for all accounts over the last 90 days. | Average Bank Balance | We iterate through the "historical balances" and sum up current then divide by 90 |