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Method Sample Data

{
"liabilities": [
{
"id": "acc_rxpYzAx7NGfJE",
"holder_id": "ent_rMzWnGHqnf6zH",
"status": "active",
"type": "liability",
"ach": null,
"liability": {
"mch_id": "mch_304058",
"mask": "0392",
"type": "student_loan",
"payment_status": "active",
"data_status": "syncing",
"data_sync_type": "manual",
"data_last_successful_sync": "2023-02-27T15:23:20.200Z",
"data_source": "credit_report",
"data_updated_at": "2023-01-23T00:00:00.000Z",
"ownership": "unknown",
"data_status_error": null,
"student_loan": {
"name": "EdFinancial Services Student Loan",
"sub_type": "federal",
"sequence": 3,
"balance": 1647700,
"last_payment_amount": 10000,
"last_payment_date": "2022-01-01",
"next_payment_due_date": "2023-02-01",
"next_payment_minimum_amount": null,
"disbursed_at": "2018-04-18",
"interest_rate_percentage": 4.45,
"interest_rate_type": "fixed",
"original_loan_amount": 3071300,
"term_length": 300,
"closed_at": null,
"expected_payoff_date": "2043-04-18",
"payoff_amount": null,
"payoff_amount_term": null,
"principal_balance": null,
"delinquent_status": "good_standing",
"delinquent_amount": null,
"delinquent_period": null,
"delinquent_action": null,
"delinquent_start_date": null,
"delinquent_major_start_date": null,
"delinquent_status_updated_at": "2022-11-30",
"delinquent_history": [],
"interest_rate_source": "financial_institution"
},
"hash": "oLa5p5mozCcOg3+wZveSJsHkTnPvXowmttiRqA0kuWI="
},
"capabilities": [
"payments:receive",
"data:retrieve",
"data:sync"
],
"available_capabilities": [],
"error": null,
"metadata": null,
"created_at": "2023-02-27T15:36:01.855Z",
"updated_at": "2023-02-27T15:36:14.936Z"
},
{
"id": "acc_9W3ggdfbWtELA",
"holder_id": "ent_rMzWnGHqnf6zH",
"status": "active",
"type": "liability",
"ach": null,
"liability": {
"mch_id": "mch_183",
"mask": "4323",
"type": "mortgage",
"payment_status": "active",
"data_status": "syncing",
"data_sync_type": "manual",
"data_last_successful_sync": "2023-02-27T15:23:20.209Z",
"data_source": "credit_report",
"data_updated_at": "2023-01-23T00:00:00.000Z",
"ownership": "unknown",
"data_status_error": null,
"mortgage": {
"name": "Chase Mortgage",
"balance": 160431000,
"sub_type": "conventional",
"opened_at": "2022-08-12",
"term_length": 360,
"principal_balance": null,
"original_loan_amount": 164000000,
"last_payment_amount": 669500,
"last_payment_date": "2023-01-01",
"next_payment_due_date": "2023-02-01",
"next_payment_minimum_amount": 669500,
"expected_payoff_date": "2052-08-12",
"interest_rate_percentage": 3.09,
"interest_rate_type": "fixed",
"interest_rate_source": "public_data",
"property_value": 238592500,
"past_due_status": "unknown",
"past_due_balance": null,
"past_due_date": null,
"closed_at": null,
"payoff_amount": null,
"payoff_amount_term": null,
"year_to_date_interest_paid": null,
"year_to_date_principal_paid": null,
"escrow_balance": null,
"year_start_principal_balance": null,
"year_to_date_taxes_paid": null,
"delinquent_status": "good_standing",
"delinquent_amount": null,
"delinquent_period": null,
"delinquent_action": null,
"delinquent_start_date": null,
"delinquent_major_start_date": null,
"delinquent_status_updated_at": "2023-01-05",
"delinquent_history": []
},
"hash": "GbrALepY6UmZB9GWn2ih8aRB6NXzQWteUvlHTxp1YGI="
},
"capabilities": [
"payments:receive",
"data:retrieve",
"data:sync"
],
"available_capabilities": [],
"error": null,
"metadata": null,
"created_at": "2023-02-27T15:36:01.854Z",
"updated_at": "2023-02-27T15:36:14.909Z"
},
{
"id": "acc_e96XArkxpx8PG",
"holder_id": "ent_rMzWnGHqnf6zH",
"status": "active",
"type": "liability",
"ach": null,
"liability": {
"mch_id": "mch_2347",
"mask": "4512",
"type": "auto_loan",
"payment_status": "active",
"data_status": "syncing",
"data_sync_type": "manual",
"data_last_successful_sync": "2023-02-27T15:23:20.196Z",
"data_source": "credit_report",
"data_updated_at": "2023-01-23T00:00:00.000Z",
"ownership": "unknown",
"data_status_error": null,
"auto_loan": {
"name": "Volvo Cars Auto Loan",
"sub_type": "loan",
"vin": "YV1CZ882XJ1234567",
"balance": 6083960,
"opened_at": null,
"payoff_amount": null,
"payoff_amount_term": null,
"last_payment_amount": 88800,
"last_payment_date": "2022-05-12",
"next_payment_due_date": "2022-06-01",
"next_payment_minimum_amount": 88883,
"term_length": 84,
"interest_rate_percentage": 5.7,
"interest_rate_type": "fixed",
"interest_rate_source": "financial_institution",
"delinquent_status": "good_standing",
"delinquent_amount": null,
"delinquent_period": null,
"delinquent_action": null,
"delinquent_start_date": null,
"delinquent_major_start_date": null,
"delinquent_status_updated_at": null,
"delinquent_history": [],
"mileage_allocation": null,
"per_diem_amount": null
},
"hash": "KTaAorks1yfQ53SLQdCMAsvq2MEfc7vLt36hO2gxxCE="
},
"capabilities": [
"payments:receive",
"data:retrieve",
"data:sync"
],
"available_capabilities": [],
"error": null,
"metadata": null,
"created_at": "2023-02-27T15:36:01.853Z",
"updated_at": "2023-02-27T15:36:14.917Z"
},
{
"id": "acc_wEcLL497JdqfD",
"holder_id": "ent_rMzWnGHqnf6zH",
"status": "active",
"type": "liability",
"ach": null,
"liability": {
"mch_id": "mch_183",
"mask": "1580",
"type": "credit_card",
"payment_status": "active",
"data_status": "syncing",
"data_sync_type": "manual",
"data_last_successful_sync": "2023-02-27T15:23:00.196Z",
"data_source": "credit_report",
"data_updated_at": "2023-01-23T00:00:00.000Z",
"ownership": "unknown",
"data_status_error": null,
"credit_card": {
"name": "Chase Sapphire Reserve",
"balance": 1866688,
"opened_at": "2016-12-20",
"last_payment_date": "2023-01-04",
"last_payment_amount": 100000,
"next_payment_due_date": "2023-02-09",
"next_payment_minimum_amount": 51060,
"last_statement_balance": null,
"remaining_statement_balance": null,
"available_credit": 930000,
"interest_rate_percentage": 23.5,
"interest_rate_type": "variable",
"interest_rate_source": "financial_institution",
"past_due_status": "unknown",
"past_due_balance": null,
"past_due_date": null,
"auto_pay_status": "unknown",
"auto_pay_amount": null,
"auto_pay_date": null,
"sub_type": "flexible_spending",
"term_length": null,
"closed_at": null,
"credit_limit": 2800000,
"pending_purchase_authorization_amount": 39850,
"pending_credit_authorization_amount": 2295,
"interest_saving_balance": null,
"next_statement_date": null,
"delinquent_status": "good_standing",
"delinquent_amount": null,
"delinquent_period": null,
"delinquent_action": null,
"delinquent_start_date": null,
"delinquent_major_start_date": "2021-09-01",
"delinquent_status_updated_at": "2023-01-12",
"delinquent_history": [
{
"start_date": "2021-09-01",
"end_date": "2021-09-30",
"status": "major_delinquency",
"period": "60",
"action": null
},
{
"start_date": "2021-02-01",
"end_date": "2021-08-31",
"status": "good_standing",
"period": null,
"action": null
}
]
},
"hash": "sRsMsVzXnR9vQ9fA3juGej+NY4/j0UuCrJKIWD4ybh8="
},
"capabilities": [
"payments:receive",
"data:retrieve",
"data:sync"
],
"available_capabilities": [],
"error": null,
"metadata": null,
"created_at": "2023-02-27T15:36:01.843Z",
"updated_at": "2023-02-27T15:36:14.943Z"
}
],
"creditScore": {
"updated_at": "2023-03-31",
"score": 672
}
}